Lenme: Investing and Borrowing

Lenme: Investing and Borrowing

By Lenme Inc.

  • Category: Finance
  • Release Date: 2018-09-20
  • Current Version: 8.0.3
  • Adult Rating: 17+
  • File Size: 100.70 MB
  • Developer: Lenme Inc.
  • Compatibility: Requires iOS 13.0 or later.
Score: 4.2
4.2417
From 27,191 Ratings

Description

Lenme app is the perfect tool helping in all connections between borrowers and investors. Borrowers can get all the loans they need in minutes with total ease! We even allow users to continually increase their loan limit eligibility while requesting loans through the App. Until you are eligible for loans that can reach up to $5,000! And if you have an interest to invest in lending. Lenme is your perfect gate to earn some cash and generate very good passive income. With returns that can reach up to 40%! Benefits you can get for as low as $1.99 a month: - No credit score required, debt-to-income ratio, or paperwork hassle. - Creating your borrower profile and requesting a loan won’t take more than 10 mins! - Thousands of Investors will compete to offer the best rates and you will have the power to choose. - Get funds transferred to your bank account as quickly as the same day - As long as you pay back your loan your limit will keep increasing until you are eligible for up to $5,000! Lenme has the perfect investing platform! - Diversify portfolio in a market with low volatility. - Easily select investments that suit the level of risk you’re comfortable with. - Enjoy withdrawing your earnings at no cost. - Investment assistance with Lenme predict service. - Invest in almost risk-free loans backed by Crypto as Collateral. - Lenme Predict technology will help you get a better analysis of Borrower's profiles and earn more money while investing wisely. Lenme has a new loan just for you - borrow up to $10,000 using your Crypto-Wallet as collateral. That's right! Borrowers Owning crypto can now connect their wallet to the app and request bigger limit loans. Investors can now earn up to $1,700 when funding Crypto-Backed Loans! Lenme is also offering what is beyond Lending and borrowing, Amazing Features: - Receiving up to $40 when you refer a friend to use Lenme - Saving money through our marketplace offering amazing discounts & offers on other brands you use on a daily basis. Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate. Lenme offers a monthly/annual subscription through Apple Pay. LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your iTunes account. Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and maybe liquidated in case of default or sudden price drop of the held currency. Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis. A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96. For more information, see our Terms of Use and Privacy Policy. https://lenme.com/privacy-policy/ https://lenme.com/term-of-use/

Screenshots

Reviews

  • Lack of funding

    1
    By Fun_times59
    I’d give this site more stars, but I’m now on my 3rd month of attempting to get someone to fund my loan. It’s ridiculous. If I could wait 3 months, I probably don’t need a loan through here. Your requests just get pushed down. When I searched for mine, it didn’t even come up. Then when someone did offer to fund it, they never responded. I literally signed it 1 hour after they chose to fund me. Then 48 hours went by without that person ever finishing. So then I had to start all over. Lenders shouldn’t be able to select someone and then never follow through. It prevents others from choosing the borrower and it gives you hope only to take it away. 3 months!! It’s almost been 3 whole months without anyone lending. But it looks like lots of others are getting funded. SoLo drives me crazy, but the longest I have ever gone waiting on funding was maybe 24 hours tops. Usually, it’s only an hour or two. This is absolutely crazy to take 3 months!! Ridiculous. I’ve even paid all of my loans back on time. No reason for this.
  • Repayment issues

    1
    By Barry0568635
    The experience with this app has been horrible. I’ve made every attempt to satisfy my last and final payment, but am unable to settle the amount. Customer service despite several emails to them is non-existent and the issues stem from the applications inability to verify/link the account. I am now facing issues where my account is delinquent and not because lack of funds or a frozen account (confirmed with my bank), but because the apps inability to verify/fix the issue. This issue is ongoing and I have not been able to get in contact whatsoever with anyone who can give me an update or fix this issue. I have done my best to try and repay the lender, but this app is egregious.
  • App not working

    1
    By 🖕🏽🖕🏽🖕🏽🖕🏽🤦🏽‍♀️
    The app want you to scan your ID but it won’t allow me to scan the back of mine no matter what I tried
  • Gotta love it

    5
    By deuc3713
    100
  • Don’t Even Bother Downloading This APP

    1
    By Jae Garza
    This app is absolutely pointless, had me enter all my info and verified it just to decline my loan stating that My Chase bank info I linked was to Cashapp or somes***. N
  • Nice app

    3
    By $lukas378
    Works perfectly
  • Awesome

    5
    By Alexgman 1235
    Amazing app recommend for all
  • No loans

    2
    By CKK952
    I’ve been trying to for months to fund the lowest amount loan and nothing.
  • CAN ALWAYS COUNT ON LENME!!!

    5
    By taylorraewhitmer
    Lenme is a game-changer in the world of lending apps. From its sleek interface to its unparalleled functionality, Lenme redefines the borrowing experience. With Lenme, securing a loan is not just a transaction; it's a seamless journey. The app's intuitive design guides users effortlessly through the process, ensuring transparency and efficiency every step of the way. What truly sets Lenme apart is its innovative approach to peer-to-peer lending, empowering users to connect directly with lenders and negotiate terms in real-time. This groundbreaking feature not only streamlines the borrowing process but also fosters a sense of community and trust. Lenme's commitment to customer satisfaction shines through its responsive support team and commitment to security, providing peace of mind to users at every turn. Whether you're seeking a personal loan or looking to invest, Lenme is the ultimate financial companion, revolutionizing the lending landscape with its cutting-edge technology and customer-centric approach. Simply put, Lenme is not just an app; it's a financial revolution.
  • The WORST

    1
    By Jacquixxo
    I applied for loan only to see that 12 days later they’re still looking for a lender, so I decided to just close the account as I can’t use it. I reached out to customer service, they gave me instructions on how to close the account. Go to settings, “deactivate account” and go from there. Did as I was told and when going to settings, I do not see the “deactivate account” option, so I took a screenshot and emailed it back showing that I followed their instructions but I am at a standstill, no response. I reach out again, a DIFFERENT person responds, with the exact same email as the last person and then immediately after sends a survey to ask how they did as if my issue has been resolved and as if they CONFIRMED before asking that, the issue was in fact resolved…. I am STILL trying to close this account and have had no help from these “people”

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