I love this app—great design, lots of useful options, and it only costs a buck! It takes little time (at least for me—and I’m no Einstein) to learn how to set everything up. Once you’re done, you’re good to go dealing with this horrible human invention: lending money with interest! Just don’t—unless it’s a mortgage or you’re building credit to get one. Seriously, don’t do it. It’s the biggest scam of our generation: credit cards! I recommend everyone get this app and put all your debt into it. Look at it every time you want to open a credit card or use one—just to see how much more you’re going to pay for all the goodies in the long run. And trust me, it’s gonna be a loooong, expensive run for most of us, sadly… One thing I wish they’d add: profiles. That way, you could manage multiple people’s debt on a single device. Other than that—awesome app! Thank you, developers!!! 👍

Keeps me going

Helps to see it planned out. How much you can save is a game changer

Update after using for several years - still love it. I’ve paid off a bunch of debt. Any chance for an update? Last one was years ago. Thanks again for this awesome app. I would pay for an upgrade on this and all your apps! ***update after using app for a year: Still a great one. I’ve gifted it twice and recommended to multiple colleagues and friends. Developer is still super responsive and I finally understand how to export a table showing what payment to make where by month. Just purchased another one of his apps and downloaded two or three freebies. Thanks so much. Keep up the good work.*** This tool is awesome. Very customizable to suit your payoff style. Give you a great plan to get that debt paid off. We will be out of debt - even our mortgage - 12 years early if we follow this plan. Also, the developer is super responsive! I emailed a question and heard back in less than a day. I highly recommend this app to save you money, time, and headaches!

I’ve used this app for years and it has proven very helpful. It’s not perfect, despite me giving it five stars, but the issues I have are easy to overcome. When a credit card balance reaches zero, it won’t let me put that in. I have to say that I owe $0.01 in order to not get an error message or delete the account - which may a balance again in a week. Obviously, saying that there is a $0.01 balance doesn’t really affect my planning. I’ve been very happy overall.

Great app full of goodies

Thank you for creating and releasing this. I like that I can put I in the information myself. I don’t understand the full functionality but I’m looking forward to learn the features to effectively help improve my credit.

This app is by far the best I’ve found for managing/strategizing debt payoff. I’ve tried a bunch, many are “fancier,” but none are better. Only thing I wish it had is a unified payoff schedule. But, going to each debt and turning the phone sideways gives an excellent payoff schedule for each debt independently. I love the promotional period features and the robust list of snowball strategies, which surprised me how close (or far apart) some of the strategies are. Kudos to the developers.

Very useful and is not subscription attached

Super easy to set up and very intuitive