Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 5.5.5
  • Adult Rating: 4+
  • File Size: 18.97 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.75889
From 1,518 Ratings


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact



  • Awesome app for tracking

    By blanquito02232016-2019
    App is great simple but with lots of features constant updates and i have the premium really helped me stay organized with my finances and see where my money is going keep it up !!!
  • Synchronizes itself

    By Caribbean Jim
    It writes its data in your User Library of your Mac, and synchronizes automatically to iCloud and from there to your iPad, iPhone and iWatch. So if you’re into the Apple ecosystem, you’re all set. You can enter transactions on the go anywhere, and all your devices will have the same data. Whenever you can just fire up your mac and it will sync in a flash.
  • Easy to Use

    By football_is_life
    This app is a fantastic financial manager for basic accounts. It is very easy to use and not confusing. It has enough features and options to be useful without being overwhelming.
  • Love that I can Share the info

    By LSJones#1004
    I love the fact I can instantly sync and share all our household info with my husband. I used to use an app that I would have to screenshot the balances in order to share them. I also love that I can print off all my transactions. It’s straight forward and easy to use. I bought the premium version and it’s the easiest $20 I’ve ever spent….especially on an app.
  • I really like it

    By FoxZia38
    However, I don’t need the time entered in every transaction. Could you please make the time an option?
  • Fantastic app!

    By HeresMyTwoCents
    I purchased this app a couple of years ago and I’ve been using it almost every day since then. It has never once let me down. It’s simple and intuitive to use, yet extremely powerful. The developer is awesome and actually answers your questions! (I also use his Parcel shipment tracking app, and it is equally amazing .) The one feature I wish he would add is a setting that would let us choose whether we want to enter the decimal point when adding transactions, or just enter the entire amount and have the app default to two decimal places. My banking app lets us do that… we just enter the amount and don’t have to worry about entering the decimal point. It’s so much faster and easier that way, and sometimes in this app I’ll enter an amount without entering the decimal point, just because I’m so used to the banking app. So I’ll accidentally enter something like $1280 instead of $12.80. Not the developers fault by any means, but if he could provide this option, it would complete this already brilliant app!
  • All I need

    By Mmaslo
    This application is extremely useful. It offers all the features I want. The fact that it syncs with my Mac makes it invaluable.
  • Exactly what I was looking for

    By stephen.moore
    Fantastic app, very easy to use with a TON of customizations. 👍🏻👍🏻
  • Best One Ever

    By Winterbaby86
    I have used and tried different transaction book apps numerous times and they all had some kind of ads, but this one doesn’t have any and its so much easier to navigate once you get the hang of how to use the app. I would definitely recommend this app to use for your banking control of your spending or what comes in.
  • Great app

    By Kstonya2526
    I’m an accountant of a small company. I was needing a way to track all of my spending for the Company and my Personal accounts. I have tried other software and recently have been using spreadsheets to keep control of the expenses. With the updates I have found how to do everything from the website. I like that the company doesn’t have control of my information. I see that I can share the app on different devices which is nice since I travel a lot and need to know what the balances are in each account.



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