PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.14.2
  • Adult Rating: 4+
  • File Size: 109.70 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.6
4.60199
From 7,231 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Theoretically good

    2
    By lower_case
    Really good user interface and easy to update and reclassify payments. Unfortunately my monthly totals (insights tab and pie chart) keep summing up incorrectly. Currently at least one category that I know of has been dropped entirely (without me hiding it)
  • Pls change!

    5
    By thatistheway
    Sometimes when I edit my inputs and then refresh I loose all the categories I changed and it’s a pain in the ***. Plssss update that.
  • Scammy, poor documentation, and limited functionality

    1
    By Ramchiss
    Lifetime subscription was offered with a "limited time" discount. At initial glance the app seems to work ok for my use case, but after working with the application it is clear it did not support Fidelity brokerage transactions. There were no notices on their website that they do not support budgeting brokerage transactions. And their support took a week to respond, so how would I even know that this feature is not supported in the first place without them documenting it on their website or responding in a timely manner? I feel this was deceptive that they did this right after my free trial of 7 days in, and made me feel pressured to make a lifetime decision when clearly their app is not ready to meet minimum expectations. A budgeting app should be able to budget transactions. Other apps do it just fine.
  • does not sync with credit card

    1
    By Khoi.thegamer
    paid $100 and cant even use it because it cannot sync with my credit cards
  • No free option

    1
    By JuniQueen
    Forced to pay when opening the app
  • Horrible budgeting app

    1
    By !!!KD
    I’ve tried working directly with the app to resolve issues but they literally take weeks to respond and the response is a basic, “we’ve seen your issue and we’ll get back to you,” garbage. The app will not even add correctly. The total amount of money budgeted does not reflect accurately inside the app which makes you think you have more money to add to your categories. I think basic addition should be a firm baseline for a budgeting app. Also, when you correct transactions and charge their category the system will revert them the next time you log on. Makes the budgeting software defunct. My recommendation is to look at other options like copilot for your budgeting needs.
  • IPad app version

    5
    By Fhemgxydrhcr
    Hope for a iPad version soon
  • Poor syncing

    1
    By Vetmeh
    The app’s idea is great but fails miserably in execution. the numbers keep rolling back to 2-3 days ago, and then I put in the numbers manually, only for it to be counted double 3 days later when the app decides it wants to re-update the numbers that it rolled back. Then I have to go back and delete it manually. Id rather use an Excel sheet.
  • Amazing customer service!!

    5
    By kristalyns
    Helpful tracker and even more helpful customer service
  • Disappointing After Mint

    2
    By Samhill850
    I switched to PocketGuard after Mint closed, but the experience has been underwhelming. While the monthly fee isn’t high, the lack of insightful features makes it feel like I’m paying for a free version. It only provides basic monthly spending breakdowns with no detailed insights or transaction-level data. It’s disappointing given the premium label.

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