My name's Jonathan Simon. I'm a licensed attorney in Arizona practicing bankruptcy with the Bornmann Law Group. I'm here to answer all your bankruptcy needs and questions. <br /><br />A Chapter 13 may be advantageous if you have, say, a second mortgage or a lot of secured debt that a Chapter 7 won't get rid of. Chapter 13s, well, involving a payment plan of three to five years are advantageous over a Chapter 7 in some cases, depending on the type of debt that you have. <br /><br />The Bornmann Law Group <br />Mesa Bankruptcy Law Office <br />1731 W. Baseline Rd. <br />Suite #100 <br />Mesa, AZ 85202 <br />(480) 263-1699 <br /><br />Glendale Bankruptcy Law Office <br />20325 N. 51st Ave., Suite #134 <br />Glendale, AZ 85308 <br />(623) 640-4945 <br /><br />Tucson Bankruptcy Law Office <br />2 East Congress St. Ste. 900 <br />Tucson, AZ 85701 <br />(520) 306-8729 <br /><br />Website: http://bornmannlaw.com