Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What will qualify you to file bankruptcy? - I want to file but I don't know where to go or who to ask for assistance. I have to pay about $600 a month just in credit card debt. The kicker is that half of it isn't my own. It's my husbands but it's all in my name. It's a long story but I'm sick of making monthly payments because it's so hard to collect money from him along with the regular monthly bills. I barely make it to the next month. I've been paying for the past 4-5 years and it's just never ending. I don't have any new debt. I've been so good but I'm paying for bad decisions made in the past. Never again. My only concern is that I need to be able to get an apartment for my daughter and I. I'm not buying a house or new car any time soon so I don't think I will need the good credit. I've had good credit for so long and what has it got me into? DEBT!!! ugh.... -