Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How long does a repo stay on your credit report ? - (No, I have never had one) <br /> <br />I always thought it was 7 years but someone said it was 7 and a half years. <br /> <br />Which is right ? <br /> <br />Im pretty sure its not 10 years. Isn't that for bankruptcy's ? -