Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Foreclosure or Short sale Shortsale home in Georgia Bankruptcy ***Confused**? - how would this affect our credit??? <br /> <br />We are doing a short sale, but it my be going to foreclosure.. which ever comes first. <br /> <br />If we have that on our credit yet everything else is paid good.. will our score still be horrible!!! <br /> <br />or we can have a good score just foreclosure or Short Sale <br /> <br />Also why do some people file bankruptcy and how does it play a negative role and/or positive role. <br /> <br />We have one car payment and no credit cards.. they are in good standing -