Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What should I do? House is worth less than mortgage but need to move out.? - My partner and I have been separated for over a year and I have lived in the house with my three young children paying rates and mortgage. I can no longer afford to do so and want to start fresh anyway. I will move to a rental. The house would not sell for the price of our mortgage. <br /> What are my best options. Wait until they foreclose on me? Voluntarily hand over the keys, declare bankruptcy? Please help! -