Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Is paying off deliquent debt a good choice for everyone? - I am about 9k into delinquent debt with 6 thousand being from credit cards defaulted in 2007. I have received a judgement from both companies and I am about to come into some excess cash. Would it be worth it to pay off those two debts and if so who should I pay them too the credit company, their many collection agencies or the court system that gave me a judgement? I want to make sure the debt comes off as paid or is removed entirely from my history. <br /> Or would it be better just to declare bankruptcy because I am unemployed for almost 5 years now? -