Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What are my options to get my ex-husband's items off of my credit report? - We both reside in California and I'm just waiting on the Judge's signed Final Divorce Decree to come to me in the mail. <br /> <br />I have been advised that if I file a Chapter 7 bankruptcy, that it would prevent creditors from collecting or harassing me for things not related to me. <br /> <br />But is/are there other options for me to consider or is this really the only one? I only ask because the advice I received is motivated with me paying them money to file the BK, so I question that it is my only option. <br /> <br />I am fully aware of what having a BK on my credit does and that is stays on there for 10 years. It's better than contiually getting wage garnished for my ex's crap for eternity! Right? I just want him completely out of my life. -
