Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Break my credit card cycle? - I am trying, so trying, to do the debt snowball. My snowball seems to roll downhill, while picking up rocks and sticks! I was off work for 4 1/2 years for the first time, late in my life, due to twins. I returned to work 11 months ago, after also having wracked up like $8000 in credit cards, most of which my husband didn't know about. He knows now and I have paid of about $2400 (2 of 6 cards). A few months ago 2 of these cards were bought out, tripled rates and have like a 30% interest rate! Like I said I am in the debt snowball, but seems slow moving, as some months life happens and I can't put near as much to a the card I am working on. Any advice for moving faster and how to never do this again. The sickening part is about 10 years ago we did bankruptcy from the same type of spending, but then on both our parts. Although it took me a few years I boarded the same boat, but do not want to keep up this cycle. Any suggestions on how to stop it, I guess besides literally having NO credit cards. I do plan to and will pay these currents cards off, but want to break my cycle. -
