Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - If an employer lays off almost all of their employees are they required to offer COBRA? - My former employer laid off all but 3 of its employees (now all but 1) and stated that they didn't have to offer COBRA benefits because they were filing for bankruptcy. <br />Well, they never filed for bankruptcy, but we were never given the opportunity to apply for COBRA. -
