Having three police reports in the historical record <br />My insurance company being pleased with other's paying <br />When my father had none <br />It seems to me the issue is not who is at fault <br />But the simple reality that a bump is a bump <br />And a crash of any magnitude is best avoided <br />By the severe vigilance of defensive driving.<br /><br />Bill Grace<br /><br />http://www.poemhunter.com/poem/three-police-reports/