To learn more about long-term care insurance and browse different LTCI policies from major carriers, go to http://www.fpsinsurance.com/products/long-term-care-insurance/ <br /> <br />Here are the ten most important elements that your long term care insurance (LTCI) policy must have. Please watch the video. <br /> <br />1. Company Reputation <br /> <br />2. Inflation protection <br /> <br />3. Home Health care benefit option <br /> <br />4. Shared care rider <br /> <br />5. Monthly benefit limit instead of daily <br /> <br />6. Care coordinator services <br /> <br />7. Cash benefit <br /> <br />8. Zero day elimination period <br /> <br />9. Pool of money for maximized coverage <br /> <br />10. Comprehensive coverage for all levels of care <br /> <br />You can also publish this on your website or blog – just link back to or give credits to http://www.fpsinsurance.com/