Fix your Credit Report check here http://goo.gl/w9ZfH5 <br /> <br />A bad credit rating can limit your borrowing options. County Court Judgments (CCJs), defaulted payments and bankruptcy orders leave a black mark against your name when trying to secure credit. <br />Meanwhile, if you miss credit card payments, direct debits for energy bills, or other commitments, you could find a mark placed against your name that will cause you problems. <br />The first sign can often be when you apply for credit and get turned down. This then leaves footprint on your file and if you collect a lot of these it could make matters worse. <br />Usually, the only means of credit available to borrowers with poor credit ratings is through what is known as the sub-prime market, where would-be borrowers are charged high rates of interest to reflect the perceived risk to the lender. Currently borrowing in this market is severely limited.
