Wall Street opened lower on Monday but less sharply than expected, chiming with its peers in Europe.<br /><br /> The Dow was down half a percent at the open <br />while the NASDAQ was down just a notch.<br /><br /> A calamitous market response, expected in some quarters, failed to materialise on either side of the Atlantic.<br /><br /> Charles Hall from Peel Finance thought talk of a market crash was overplayed.<br /><br /> “I think the risk factor was never as great as people made out. It makes good headlines to say markets are going to crash. The reality was that this is a situation that has been going on for some time. It seemed like a crucial moment for a bit but we don’t seem anywhere near the end game at the moment,” Hall said.<br /><br /> At lunchtime London was down less than half a percent, Frankfurt and Paris were down less than 1.5 percent a piece while Milan took the biggest hit, falling almost 2.8 percent and continued to drop in the afternoon.<br /><br /> Many analysts had expected a closer result or even a win for the ‘Yes’ camp, to s
