Many OFWS are returning here with the hopes of investing their hard-earned money to give their families a good life and to secure their personal financial future. But due to unnecessary spending and wrong investments, the goals were not met. <br /> <br />In this story, a couple named Nestor and Dolly faced the consequences of overspending that led to the exhaustion of their investment. Their view on financial management will change as they attend a cell group discussion regarding the matter. <br /> <br />Know the principles of financial management and giving support to the family from our guest counselor and financial consultant, Emma Yuhico and our hosts, Herald and Melie Cruz.