www.NYTeaLady.com <br />According to the U.S. Census Bureau, about 52 percent of all small businesses operate primarily out of an individual’s home. If you are one of more than 16 million people who conduct business from the comfort of their home, it is very important to know that many homeowners insurance policies will specifically exclude anything related to a business operating in the home. <br /> <br />Read more: The Marietta Daily Journal - Home based businesses may need more protection than a homeowners policy provides <br />www.NYTeaLady.com