Who Wins and Who Loses Under Republicans’ Health Care Plan -<br />Get the Upshot in your Inbox<br />By KEVIN QUEALY and MARGOT SANGER-KATZ MARCH 8, 2017<br />Both Obamacare and the recent Republican replacement proposal use refundable tax credits to help people buy their health insurance.<br />But if you put Obamacare out of your mind, this program still represents a very large outlay of federal money to help Americans buy health insurance.<br />And the tax credits in the Republican bill would go to people regardless of whether they even paid taxes -- another reason conservatives oppose it<br />Obamacare’s subsidies were structured to limit how much low- and middle-income Americans could be asked to pay for health insurance.<br />Obamacare calculated the credits based on the cost of insurance in a given area and how much the purchaser could afford to pay.<br />That’s why many policy experts believe that the new system would result in fewer Americans having health insurance.<br />The winners are likely to be younger, earn higher incomes and live in areas where the cost of health insurance is low.
