In that instance, a Turo vehicle struck another car and killed its driver in Smyrna, Ga. Brian Lewis, a lawyer representing a passenger in the Turo vehicle, said<br />that the Turo renter was not the person actually behind the wheel, and that the suit would resolve the question of whether Turo’s insurance ought to cover that situation.<br />In an email, Mr. Webb said that the Turo vehicle in the Smyrna accident had been stolen,<br />that the insurance company does not believe it owes coverage to a criminal, and that the coverage would indeed protect the car owner.<br />In that article, I quoted a statement from RelayRides in which the company said it had been operating successfully in Massachusetts even without any legislation — like the kind<br />that exists in California, Oregon and Washington — that would generally keep insurers from dropping your personal coverage as punishment for putting your car up for rent.<br />In a consent order, the Financial Frauds and Consumer Protection Division said<br />that RelayRides had acted as an unlicensed insurance adjuster and producer, misrepresented the coverage it provided and most likely led many people to violate their leasing and finance agreements.<br />The subsequent lawsuits and claims threatened to eclipse the $1 million in liability coverage<br />that RelayRides provides people who put their cars on the platform.<br />Tesla itself is looking to help its owners rent out their cars through what it refers to as a “shared fleet.” Getaround<br />allows owners to funnel their rental revenue directly to Lexus and Mercedes-Benz to cover their own payments.<br />In late 2013, RelayRides published a blog post making the case that its insurance is actually better than what most people buy for themselves.<br />Earlier that year, however, the New York State Department of Financial Services published a “Scam Alert” warning people away from the company.<br />The company no longer does business in New York, and Getaround does not have cars in the state either.
