► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />New curbs on the interest and fees UK payday lenders can charge could spell the end of the industry. Retail banking correspondent Emma Dunkley and senior companies editor Sharlene Goff discuss the new rules’ impact on lenders and those who use them. <br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br />Subscribe to the Financial Times on YouTube; http://goo.gl/vUQx5k<br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes