► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />Challenger banks, such as Virgin Money, are coming to market. Lex's Robert Armstrong and Oliver Ralph discuss whether these banks, set up to make the industry more competitive, should interest investors.<br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br />Subscribe to the Financial Times on YouTube; http://goo.gl/vUQx5k<br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes
