► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />Lex's Stuart Kirk and Richard Stovin-Bradford discuss whether the decision by Barclays to buy ING Direct UK is opportunistic or shows a greater emphasis on retail banking under new chief Antony Jenkins.<br /><br />Related Articles: http://www.ft.com/intl/cms/s/3/59444378-1206-11e2-bbfd-00144feabdc0.html<br /><br />For more commentary from the Lex team, visit http://www.ft.com/lex <br /><br />http://www.FT.com/