Paying off student loans after graduation is a drag--everyone knows that.<br />But still, there is one bright side to the whole sorry situation.<br />If you pay your bills on time, your credit score will rise along with it.<br />That can help you secure a job, a car loan, or even a mortgage.<br />On the other hand, if you're late on payments too often, there's trouble.<br />A black mark from your lender will stay on your credit record for seven years! <br />
