<br /> Growth-oriented technology or communications stocks usually make up most year-end investment tips.<br />Now, Reuters reports safe havens like utilities and consumer staples are the top picks, as the market limp into 2019.<br />“Utilities offering 6 to 8 percent total return with a lower level of risk might actually be a good place to be in an environment where volatility is rearing its head. Savita Subramanian, head of U.S. <br />