► Try the Financial Times for 4 weeks for just £1. Start your trial now - http://bit.ly/2ry7Tkz<br /><br />How one man went from owning three homes, to one, in an effort to become the ultimate downsizer. Claer Barrett, Next Act editor, hears from John Murphy, chairman of barber shop chain Ruffians. FT Money mentor Lindsay Cook shares her tips about talking to your partner about finances in later life<br /><br />► Subscribe to FT.com here: http://bit.ly/2GakujT<br /><br />► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes