US Adults May Be Splurging <br />a Little Too Much On a monthly basis, a new study from Data Ladder and OnePoll says nearly $1,500 is being spent. It includes online shopping, restaurant meals <br />and gym memberships. As well as TV services, <br />personal grooming <br />and music streaming. The list even includes money spent on coffee and bottled water. While spoiling oneself is alright at times, <br />the study says Americans could be <br />doing it too often. Currently, 38% say insufficient funds are what's keeping them from starting a retirement plan. On top of that, 60% claim they wouldn't <br />be able to afford paying a $1,000 bill.