<br /> 1. Putting down a 20 percent down payment is a myth.<br />2. Mortgage applications can hurt your credit score if it’s pulled too many times.<br />3. Shop around and compare different loans and their lender fees.<br />4. Appraisals are not always necessary with today’s data and information.<br />5. If you can close a deal quickly, you could score a lower interest rate. <br />
