The idea of an emergency fund is to keep at least six months worth of all of your expenses in case of an emergency.<br />According to Business Insider, it's not enough to just cover your rent or mortgage.<br />It also has to cover car payments, food costs, debt payments, and anything else you have to pay for in a month.<br />It's something that's incredibly important to have, whether you're in the gig economy or not.<br />But in the volatile world of freelancing, it's a must-have. After all, a Bill. <br />