How Long Will It Take? In a Chapter 7 case, the debtor will typically receive an order discharging him from his debts within 3–4 months. Chapter 13 usually requires payments over a 3 year period (with some payment plans extending to 5 years) before a debtor will receive an order discharging him from his debts.<br /><br />Cox Law Group is the premier bankruptcy lawyer helping you manage or eliminate debt. Offices in Lynchburg, Danville, Staunton, and Winchester, VA.
