These three suggestions <br />can help you improve <br />your finances immediately.<br />1. Automate your saving.<br />Ways to do this include <br />automatic withdrawals and <br />splitting your paycheck among <br />different savings accounts or 401(k)s.<br />2. Decrease <br />mindless spending.<br />Take control of your subscriptions. <br />A good way to do this is to <br />analyze your bank statements.<br />3. Open a high-yield <br />savings account.<br />Marcus and Ally offer online, 1.7 percent <br />annual percentage yield (A.P.Y.) accounts. <br />Most brick and mortar banks <br />offer 0.01 percent A.P.Y. accounts.