Cruise-ship passengers used to tip workers in cash, but in recent decades, most cruise lines have begun adding gratuity charges to passengers' bills.<br />And according to Business Insider, some workers, like room stewards, have seen their overall pay decrease.<br />That's because most cruise lines distribute the gratuity charges among a number of workers.<br />Some, like laundry and kitchen workers, previously didn't receive tips.<br />Since the shift, those who received cash tips reported much higher tip-based income<br />That suggests that the overall amount of money spent by passengers on tips has decreased.