Americans are notoriously poor savers, but that doesn't stop finance experts from urging people to have a 3-6 month emergency fund.<br />According to Business Insider, that goal can seem unrealistic for many people. However, there are a number of steps you can take to get there, slowly but surely.<br />First, figure out where your money is going on a monthly basis. Then, find ways to cut those costs and save the difference.<br />Second, put any extra money you receive, through gifts, refunds, rebates, or bonuses you receive, towards your stash.<br />Third, work on developing one or more side hustles. From selling your stuff on Facebook Marketplace to pulling extra shifts, money is out there to be had.<br />Finally, once you reach your goal, don't touch it! Define what an emergency really is for you, and only use it then. Congratulations!
