While the investing gap between black and white Americans is narrowing, it's still significant. What's more, there is no one single reason for discrepancy.<br />In 2015, 67% of black households earning $50,000 or more invested in stocks or mutual funds, versus 86% of similar white households.<br />And according to Business Insider, Duke University researchers say the median black household holds just 10% of the wealth of the median white household.<br />Business Insider reports the wealth gap has made it harder for blacks to invest, because they have less cash on hand they can afford to tie up in the market.<br />Not only that, but even if black Americans have money to invest, they aren't likely to have inherited wealth from previous generations.<br />Fortunately, today there are countless free ways to learn about investing, and simple smartphone apps to help people get started.
