If you get so sick or injured that you can't work, who's going to pay your bills?<br />If you've got no easy answer for that, then according to Business Insider, you need disability insurance.<br />Disability insurance can be short-term or long-term, but it basically replaces a percentage of your income if you're unable to work.<br />It can also be 'own occupation' or 'any occupation.' The former type protects more of your income, but it also costs more.<br />With the COVID-19 pandemic raging, insuring your income should you fall ill is more important than ever.
