As the pandemic drives the US economy inexorably into the ditch, many freelancers, gig workers, and self-employed Americans find work is dwindling.<br />But according to Business Insider, there are ways to bring more money through the door--or at least, ways to keep less of it flowing out.<br />Financial planner Ben Henry-Moreland says to start by looking at your own wallet. Where can you cut your spending? Negotiate with creditors, and chase late payers.<br />Make adjustments to your health insurance to reduce your premiums, adjust your estimated quarterly tax payments downwards.<br />Keep up with government programs and what's available. As one program ends, another may begin. You may be overlooking state or county programs, too.<br />Finally, reach out to your network of friends and colleagues for job leads, client referrals, and advice on how to pivot your business to this new pandemic world.