Easy Budgeting Tips , to Help You Save.<br />Apartment Therapy recently spoke <br />with Brittany Turner, a CPA.<br />about easy steps that <br />people can take to , master the art of saving.<br />Here are 4 budgeting hacks<br />to improve your finances.<br />1. Start saving now.<br />Set aside money every month.<br />No amount is too little.<br />It adds up over time.<br />If you can't save every month, try to set aside annual bonuses or tax refunds.<br />2. Make a budget.<br />It is important to determine how much <br />money is coming in and going out every month. .<br />Take a look at recent debit or credit card <br />statements to get a clearer picture of <br />what you're spending money on. .<br />3. Break down big goals.<br />Stay on track by creating small, accomplishable goals that will help keep you motivated. .<br />4. Negotiate your expenses. .<br />Many people don't realize <br />that their bills and interest <br />rates could be negotiable. .<br />Call to ask if the cost of your credit card interest rates, <br />cell phone bills and even your utilities can be lowered. .<br />Start saving for <br />your future, now.
