A Luton woman is saving £400-a-month by giving up takeaway coffees, clothes shopping and getting her nails done.<br />Lauren Napper, 30, says she's always been conscious about saving money after it was drilled into her from a young age not to be frivolous with her spending.<br />After buying a house in September, 2021, Lauren realised she wasn't saving and often found herself living paycheck to paycheck.<br />In December 2023, Lauren realised her lifestyle needed to change and she implemented changes to save money – including shopping at charity shops, not going out for food and doing bulk shopping.