Welcome to Health and Wealth Ward. Did you know 68% of Americans have credit scores below 700? Let's change that today! Your credit score can feel like a mystery, but it's actually pretty simple. There are five main factors: payment history, amounts owed, length of credit history, new credit, and types of credit used. First up, payment history. Make sure you pay those bills on time, every time. Even a single missed payment can hurt. Next, amounts owed. Keep your balances low compared to your credit limits. Aim to use less than 30% of your available credit. Length of credit history is also key. The longer you've had credit, the better. So don't toss those old credits cards yet. New credit and types of credit are more straightforward. Avoid opening too many new accounts at once, and diversify your credit with loans and other types of credit besides credit cards. Hey! How is your credit doing? If it's not so hot, trust us. We understand. That's why we're pleased to recommend our favorite credit repair offer to you! Just follow our link in the comment section. For more great offers like it, come join us on Pinterest. Remember, at... <br /><br />Health and Wealth Ward <br />"We are here for watching you thrive" <br /><br />Follow us on Pinterest! → t.ly/eTOC1 <br />Like, share, follow, and we'll catch you in the next video!
