Richard Carter, founder and CEO of Lopay, knows what it takes to build a business from the ground up.<br />Lopay is a payment platform that helps small businesses accept card payments in a cheaper and faster way than industry giants like Zettle and Square.<br />It allows businesses to take payments with lower transaction fees and get their money instantly, rather than waiting a few days. Since its launch in 2022, Lopay has saved its 50,000 UK clients over millions in transaction fees annually.<br />But Carter's journey wasn’t always smooth, nor was it accidental, and his story offers valuable lessons for aspiring entrepreneurs aiming to turn their ideas into thriving businesses.<br />From identifying a market gap to fostering resilience, here are his secrets to entrepreneurial success.<br />