Health insurance premiums have surged by 10-15% annually, exacerbated by a growing burden of NCDs combined with an ageing population - while insurance penetration at 57%, highlights gaps in accessible protection. <br /><br />Climate change risks such as flooding are also burdening households due to rising premiums, with Malaysia suffering RM2 billion in damage costs in 2021 alone. <br /><br />NIAGA SPOTLIGHT features Dato’ Indrani Thuraisingham, Legal Advisor, Federation of Malaysian Consumers Associations (Fomca) discussing insurance reform and universal coverage to ensure the Rakyat’s wellbeing. <br />
