We are discussing the options available to all who have 401 accounts with their previous employers. <br />Question for you, do you ever log in to your account and see the value of it, is it going up or down? <br />Do you spend time checking out the statements about the accounts? And know the change in value over the years. <br />If your answer is no. Then, you need to have more control over it.<br />I can help. <br />There are some options available to move the account to an index base qualified annuity with no early withdrawal penalty and no taxes taken from the account by the IRS. <br />One of the options is 15 years annuity with 15% bonus upfront, and account value will increase over the years based on index performance and investing strategies. <br />It also offers down-market protection, which means if the market is down, your portfolio value will remain same, it will not change. e.g. if in 2 years, your portfolio is $100k, and the market is down, your account value will stay $100k, it will not lose its value.<br />If you are above 50 years old, you have another option to get 10 years annuity with life income. <br />Earlier you start, you will see more gain with time.<br />I am here to help. Let me know.<br />You should have better control over your retirement account that you will use later in life when you need it. Thank you.<br />#401K<br />#401k investing for beginners<br />#401k investing<br />#401k matching<br />#401k millionaire<br />#Retirement Savings<br />#Investing<br />#wealth building<br />#financial planning<br />#millionaire mindset<br />#personal finance<br />#retirement planning<br />#financial independence<br />#investment strategy<br />#income growth<br />#savings goals<br />#money management<br />#asset allocation<br />#retirement accounts<br />#long term investing<br />#financial success<br />#Frugality<br />#compound interest<br />#Roth IRA<br />#IRA Annuity<br />#401k limit<br />#401k loan<br />#401k millionaire stories<br />#retirement<br />#retirement crisis<br />#investing<br />#what is a 401k<br />#401k explained<br />#ira vs 401k<br />#roth ira<br />#how much money you need to save<br />#retirement planning at age 50<br />#financial planning<br />#annuity explained simply<br />#retirement planning 2025<br />#401k rollover<br />#how to protect my 401k<br />