A single mum who had racked up £15k of credit card debt by aged 22 has revealed the steps she took to pay it off in less than two years.<br /><br />Alex Wren, 25, got her first credit card aged 19 - in a hope it would help her build up her credit score, to help get a mortgage in the future.<br /><br />But before she knew it she was developing bad habits and using most of her up to £3,000 limit to go on birthday and Christmas trips.<br /><br />By aged 22 she had racked up £15k in debt.
