tax cuts, income bracket, housing market, interest rates, mortgage<br />Transcript<br />Well, it's really going to depend on what income bracket you're in because, of course, there are different tax cuts for different income brackets. I think when it comes to the housing market, this is very interesting because we go back to that deficit point. What happens, I mentioned to the bond market, when you have the lower possibility of interest rates, when you have a deficit that's running up, investors feel that they need more of a return to buy government debt, to invest in in essentially the U.S. economy. And what that does is it drives up interest rates on your 30-year fixed because your mortgage tracks the 10-year treasury. And I've been watching this closely. It hasn't performed the way that you would want it to if you are looking to buy a home. Now, of course, there's so many other dynamics at play. And frankly, it's hard to make a five-year prediction because no one in March of 2020 would have predicted where things went. But based on what we know, it's really going to depend on your income
