before 2025, and what this means for families across the country.<br /><br />The federal initiative provides a $1,000 government grant to every child born between 2025 and 2028, creating tax-advantaged investing accounts designed to build long-term financial security. The Dells’ additional $6.25 billion donation expands the program to millions of younger children who weren’t included in the federal plan.<br /><br />In this video, we cover the full story:<br />• What Trump Accounts are and how they work<br />• How parents can open accounts beginning July 4, 2026<br />• Why the Dells targeted children under age 10 in ZIP codes under $150K median income<br />• How these accounts invest only into low-cost diversified U.S. stock index funds<br />• The long-term financial impact of compounding for millions of kids<br />• Brad Gerstner’s role in creating the program and founding Invest America<br />• Why Michael Dell believes investment accounts increase graduation rates, homeownership, and career opportunities<br />• What happens to the money at age 18 when it rolls into an IRA<br />• How companies and philanthropists may follow the Dells’ lead<br /><br />This is one of the most ambitious philanthropic and financial-literacy initiatives in U.S. history — and it’s designed to give the next generation a direct stake in America’s economic growth.
