is there a downside to microfinance? Critics say it might help entrepreneurship, but it does not help with basic education and healthcare where people need it. Does microcredit spiral borrowers further into debt? What happens when people cannot repay their loans? And why is a country such as Bangladesh, which has a high microcredit penetration (up to one in four households has a microloan), ranked 146th on the UN's Human Development Index?
