http://micronassociatesfinance.info/blog/micron-associates-make-your-finances-up-in-just-10-minutes/#.UB8MOPYgeFC<br /><br />Effort and time consuming is one of the people’s reasons why they keep from beginning to get their finances. While it’s certainly true that certain aspects can be time consuming, there are a lot of little steps that anyone can take to help improve finances that take less than ten minutes to accomplish. Here are ten things most you can do in just a few minutes that will help you get started on better finances:<br />Opt Out of Pre-Approved Credit Cards<br />While there are some types of junk mail that pays, that isn’t the case for a lot of it. Almost everyone who has a credit score received pre-approved credit card offers in the mail. They’re annoying and for some people, tempting. They usually come with supposedly great signing bonuses to get you interested, but almost always make their money back in other ways. One of the best things you can do is to opt-out. Visit Opt out Prescreen to opt-out of credit card and insurance offers and visit DMA Choise to opt-out of junk mail.<br />Track Your Weekly Spending<br />Some people forget to track their weekly spending and by the end of the month (or a couple months), they spend hours trying to figure out where they spent their money. Scheduling a time each week to go over your expenses for a few minutes is a great way to improve your financial outlook. You’ll have a better sense of how money you’re spending and how to improve spending habits. There are also plenty of sites online that you can link to your bank account to track your spending habits such as Mint.<br />Set a Date to Pay Bills<br />A lot of people have trouble keeping their finances in order and this sometimes leads to financial problems down the road. One of the best ways to improve your finances is to keep everything in order and make smart, timely decisions. Setting a date to pay all your monthly bills is a great way to control your finances. If you know that all your bills are due around the same time of the month, pick a date and sit down to pay them all. If you can’t pay them all at one time, outline a schedule so you know exactly what days you can and will pay them. Sticking to a schedule will help you avoid late fees or missed payments.<br />Make a List of All Accounts<br />Make two lists of all your financial accounts. One list should be all bank accounts, investment accounts, retirement accounts, and other financial accounts. List the account number and any important account information. After doing so, make sure this is locked away somewhere safe, such as a locked or password protected safe box. Second, make a list of all credit card accounts, utility accounts, and other monthly expenditures.
