http://blog.christianmoney.com/2010/05/viatical-settlements-are-not-a-liquid-investment-there-is-no-return-on-the-investment-until-the-death-benefit-is-paid.html<br /><br />Most people are familiar with the availability of buy-outs on life insurance for those with a terminal illness, but the elderly in good health may also be able to sell their life insurance policy as well. For a policy holder, selling their life insurance policy may be a much better deal than to cash it in with their insurance company. Depending on their age and medical condition, their life insurance policy could very well be worth a substantial sum. The buyers (investors) in early payoffs (also called life settlements), are earning solid returns and dont have to worry about the ups and downs of the stock market.<br /><br />James L. Paris http://ChristianMoney.com
