Home Loans in Utah. Visit http://www.utahloanpros.com or call (801) 448-7907 for more information about home loans in Utah.<br /><br />Probably the most important thing to qualify for HARP, your mortgage needs to be owned or backed by Fannie Mae or Freddie Mac. We can look on Fannie Mae or Freddie Mac's website, we can pull it up with your property address, and we can tell it's backed by one of those enterprises. As long as it's backed by one of those two and as long as you're underwater on your mortgage, you will qualify for the HARP program.<br /><br />Now the HARP program restricts the amount of closing costs that can come in and be charged. So it's a very low-cost transaction that allows you to take care of today's great rates.<br /><br />A couple important things, you've got to be current on your mortgage. It's there for those people who have made their payments on time, so you've got to be current on your mortgage. Your property needs to be a 1 to 4 unit, so it can't be a whole condominium complex or for 6, 7 unit properties. It's for single family homes of up to 4 units and you can take it advantage of that. It allows you to refinance, even if your home is underwater -- where you owe more on your home than what it's worth.<br /><br />If you're thinking about refinancing, or you're thinking about purchasing a home, spend 15 to 20 minutes with one of our law specialists. Let us sit down and review all our options with you and help you make one of the biggest decisions of your life. We look forward to working with you and earning your trust.<br /><br />Primary Residential Mortgage Inc.<br />1165 East Wilmington Avenue, Suite 250<br />Salt Lake City UT 84106<br />United States<br />(801) 448-7907<br />http://www.utahloanpros.com/<br /><br />Home Loans in Utah<br />http://www.youtube.com/watch?v=3mLQy70qGmg